A Complete guide on Income Tax for Indian bloggers & Freelancers - denharsh

A Complete guide on Income Tax for Indian bloggers & Freelancers - denharsh

   May 06, 2013       Unknown

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A new profession that has emerged in the past few years is blogging wherein people write articles and blogs. A major source of Income of such bloggers engaged in the profession of blogging is through

• Advertisements (Google Adsense, Direct Ad Sales etc.)
• Affiliate Sales
• Services like Blog Consultancy, Blog Designing, SEO Services, Content Services etc
• Any other Source like Freelance income etc

The best thing about earning from blogging is, it doesn’t require any age limit, and you can earn it all of your own. Many budding bloggers, who are earning handsome from blogging, are unsure about paying taxes on income from blogging in India. Here in this article I will try to give an overview of the manner in which tax is payable on Income from blogging.

Taxes payable on Income earned from Blogging in India

Income Tax and Service Tax are liable to be paid on income earned from blogging in India. In this article, I would mainly be focussing on the manner in which income tax is levied on blogging and in my next article I’ll try to explain service tax on blogging. The manner of computation of Income Tax has been explained in detail below in this Article.

(Please Note: If a person is earning income from salaries/ rent / interest from bank/ capital gains computation of Tax payable on his Income won’t be done in the following manner. This article has been specifically directed towards explaining the manner of computation of income earned from any blogging and other online sources which form a part of income from any business or profession)

Benefits of Filing Income Tax Return

The most important benefit of paying taxes and filing your income tax return is that only the income disclosed by you in your income tax return is considered your true income. If you are required to show your income at any place in future, only the amount disclosed in your income tax return would be considered as a valid proof of your income.

Moreover, even if you apply for any Loan from a Bank, you are mandatorily required to show them your income tax return and only the income disclosed in this income tax return would be considered as a valid source of income.

Secondly, there are many expenses which are done by the Govt. like construction of roads, airports etc. The Govt incurs these expenses from the taxes collected. It is a legal right of the govt to collect Income Tax and in case you don’t pay your income tax they may issue you a scrutiny notice and demand you to pay your Income Tax along with Interest and huge penalties.

Therefore, it is highly advisable for all income earning individuals to file their income tax returns before the due date with the Govt.

Computation of Income Tax in India

Any person earning income from any source is liable to pay income tax as per the tax rates prescribed by the govt. While computing the income on which tax is to be paid, the total of all Incomes earned by a Blogger are to be taken into account. You are requested to note that Income Tax is not payable on the Total Revenue earned but is payable on the Total Income earned. Total Revenue is the Gross Amount received and Total Income is the amount earned after Depreciation and Payment of Expenses incurred for the purpose of earning the Revenue.

The difference between Total Revenue and Total Income has been explained with the help of an example below:-

• Total Revenue/ Total Turnover: Rs. 13,00,000
• (Less) Total Expenses Incurred for the purpose of earning Revenue: Rs. 2,00,000
• (Less) Total Depreciation on all Assets: Rs. 1,50,000
• (=) Gross Total Income: Rs. 9,50,000
• (Less) Deductions allowed for specified Investments: Rs. 1,00,000
• (=) Total Taxable Income: Rs. 8,50,000

In the above example, income tax would be levied as per the income tax slabs on the total taxable income (i.e. Rs. 8,50,000) and not on total revenue (i.e. Rs. 13,00,000). The Income Tax Slab Rates keep changing are announced by the Govt in every budget.

Expenses allowed to be deducted while computing Income Tax

Any amount which has been paid for the purpose of earning revenue is allowed to be deducted as an expense. A few examples of the expenses allowed are as follows:-

• Domain Hosting Expense, Domain Purchase Expense, Blog Designing Expense etc
• Rent Expense
• Electricity Expense/ Telephone Expense/ Internet Expense/ Water Expense
• Salary to Employees
• Payment to Freelance Consultants
• Petrol/ Diesel Expenses
• Any other expense incurred for the purpose of earning Revenue

Here, you are requested to note that only those expenses incurred for the purpose of earning Revenue are allowed to be deducted as an expense. For e.g.: If you invite a client for a meeting in a 5 star hotel, the payment made to the 5 star hotel is allowed to be deducted as an expense as this meeting would help you in increasing your business and would help you earn extra income. It is irrelevant whether you get extra business from this meeting or not, the point to be taken into account is that this expense was incurred for the purpose of gaining extra business.

But, if you go to a 5 Star Hotel for your personal purpose and not for business purpose, it would not be allowed to be deducted as an expense.

For the purpose of claiming these expenses, you are also required to provide proof of such expenses. Therefore, you are required to maintain a file showing bills of all the expenses incurred.

Depreciation on Assets

For the purpose of earning revenue, bloggers also purchase some assets. So for the purpose of earning revenue, if you’ve purchased any assets like mobile/ laptop/ car/ office furniture etc you are also allowed to reduce this form of expense incurred for the computation of total income.

However, the benefit arising from the expense incurred on the above mentioned assets would be arising for more than 1 year as these assets usually have a life span of more than 1 year. As the benefit would be arising for more than 1 year, the expense incurred shall also be attributed to more than 1 year.

In such cases where the expense has been incurred for purchase of any Asset, you are not allowed to claim the whole expense at one go. The total expenditure incurred for purchasing the asset is allocated over the life of the asset and you are allowed to claim this expenditure proportionately over the life of the asset. This can be explained with the help of an example below:-

For e.g.: If you purchase a laptop for Rs. 30,000 and the expected life of the laptop is 3 years, you cannot claim the whole Rs. 30,000 as an expense in one year as the life of the Asset is more than 1 year and this laptop would be giving you benefits for more than 1 year. In this case you would only be allowed to claim Rs. 10,000 (i.e. Rs. 30,000/3)

This method of proportionately claiming an expense based on the life of the Asset is called depreciation of asset. You are required to show the proof of expenditures made on purchase of Assets by showing requisite bills for the same.

Please Note: The Individual cannot himself decide the life of an asset and the Govt has already pre-defined the life of all the Assets.

Deductions allowed for Specified Investments

To promote the habit of savings amongst taxpayers and to channelize the resources in the right direction, the Govt also allows for Deduction for amount invested in specified investments. If a taxpayer makes an Investment in any of the Investment Options as specified by the Govt., he shall be allowed to claim deduction for the same. Income Tax would be levied on the amount so arrived after reducing the Deductions from the Gross Total Income.

Deductions for Investments made in specified Instruments are allowed and the most popular forms of Investment for claiming Deductions are Mutual Funds, PPF Accounts, Life Insurance Premium, Health Insurance Premium etc. The whole lists of Investments which are allowed to be claimed as a Deduction are given here.

Exemption from Payment of Income Tax

If the Total Taxable Income after deducting all expenses, depreciation & deductions allowed is less than the minimum income which is chargeable to tax, the individual is not mandatorily required to file his income tax return.

As per the current Income Tax Slabs, no tax is payable if the Total Taxable Income of an Individual is less than Rs. 2,00,000. Therefore after deducting everything stated above, if the Total Taxable Income is less than Rs. 2,00,000 he is not mandatorily required to file his Income Tax Return and it is optional for him to file his Income Tax Return.

In cases wherein it is optional for the taxpayer to file his income tax return and he still files his Income Tax Return, in such cases he will file an Income Tax Return stating that the Tax payable by him is Nil.

PAN Card for filing Income Tax Return and Payment of Taxes

In India, there are many people by the same name. Let’s take the case of Harsh Agrawal. There are many people in India by the name of Harsh Agrawal. So if Harsh Agrawal goes and pays his Income Tax, how would the govt come to know which Harsh Agrawal has paid the tax?

So as to avoid this confusion, the govt issues a PAN Card to every taxpayer. PAN Card is a unique no allotted to every taxpayer. Only 1 PAN Card No is issued per person and for each Harsh Agrawal in this country, the PAN Card No would be different and it is through the PAN Card No that the govt would come to know which Harsh Agarwal has paid his Income Tax.

Every taxpayer has to apply for a PAN card no and this application can be made online as well. This is a one-time process and the PAN card no allotted to you would stay the same throughout your lifetime. Applying for pan card is a fairly easy process and application for the same can be made online as well as offline. The Charges for applying for a PAN card are very nominal and are Rs. 96 only.

The request for applying for a PAN Card is required to be made in Form 49A and online request for PAN Card No can be made through the TIN Portal on the NSDL Website. You are requested to note here that without PAN Card No. you cannot pay Income Tax.

As against popular belief, I would here also like to clarify that it’s not necessary for you to be 18 years of age to be applying for a PAN Card. You can apply for a PAN Card even before you are 18 years of age and this income would be counted as your income and not your parents income as you are earning this income out of your own skill.

Due Date for Payment of Income Tax

Every taxpayer is required to make payment of income tax during the year itself in which the income is earned. He is required to make the payment in instalments during the Year if the total tax payable during the year is more than Rs. 10,000.

Such payment of Income Tax during the year is called Advance Tax and due dates have been specified for the payment of advance tax during the year. The Payment of advance tax can be made online by submitting the requisite Challan Form on the NSDL Website.

The Due Dates for Payment of Advance Tax for all taxpayers (except Companies) is as follows:-

Due Date	Amount Payable
On or before 15th Sept	Not less than 30% of the Total Tax Liability
On or before 15th Dec	Not less than 60% of the Total Tax Liability
On or before 15th March	100% of the Total Tax Liability

Filing of Income Tax Return

At the end of the year, every taxpayer is required to file a statement of his taxes. This statement of taxes is called the Income Tax Return and this Statement should indicate:-

1. The revenues earned and the sources from where they are earned
2. The expenditures incurred
3. The depreciation claimed on assets
4. The investments made which have been claimed as a Deduction
5. The Total Taxes paid incl. the Advance Tax paid or the TDS deducted (if any)

• Recommended Read: Procedure for Income Tax e-filing

Delay in payment of income tax and filing of Income Tax Return would enforce levy of Interest and Penalty for the delay. In case a person has by mistake paid excess tax, he can also claim Refund of the excess tax paid.

The above article is only an overview of the computation of income tax on earnings from Blogging and it has been simplified so as to make it easier to understand for non-finance people. You are requested to refer to the Income Tax Act for exact interpretations.

In case of any query, feel free to ask them in the comments section below and I would be happy to help. If you find this guide useful, do share it on Facebook and Google plus.

This is a guest post by Blogger and Chartered accountant Karan Batra from Chartered Club. If you would like to write an original guide for ShoutMeLoud, check our guest submission guidelines. - denharsh

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Final ProBlogger Training Event Tickets Go On Sale Now - problogger

Final ProBlogger Training Event Tickets Go On Sale Now - problogger

   May 06, 2013       Unknown

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The final round of tickets for the Annual ProBlogger Training Event go on sale later today at 1.30pm Australian Eastern time. UPDATE: a limited number of these tickets are now on sale here.

Over the last few years we’ve held 3 training events and have seen things grow each time.

• Year 1 saw Chris Garrett, myself and a handful of other speakers speak to a packed room of 100 bloggers in a small, cheap suburban hotel.
• Year 2 saw 200 bloggers turn out to the Novatel to see our first event with 3 ‘streamed’ sessions running simultaneously. Timothy Ferris even popped in for a surprise interview
• Year 3 saw 300 bloggers come to Etihad Stadium (or rooms at the stadium) with Chris Guillebeau and Aussie Sarah Wilson keynoting

This year is going to be bigger and better than ever and there are lots of changes! Here’s just a few of the developments:

• For starters we’re moving things up to Queensland on the Gold Coast with the help of Tourism and Events Queensland.
• This year we are flying in 4 international speakers – Trey Ratcliff, Jonathan Fields, Amy Porterhouse and Tsh Oxenreider will each speak.
• This year we have our first Logie nominated speaker – yep, Clare Bowditch will be one of our keynotes this year – we might even convince her to sing something!
• This year Tourism and Events Queensland are offering attendees the chance to be involved in some great ‘pop-up events‘ on the day before and the day after our event (they are free and will be a load of fun)
• This year of the 20 speakers that we’ve announced so far (and there will be a few more) we’ve got 13 new speakers that have not appeared at the event – lots of fresh voices and teaching!
• We’re holding the event at one of the most instagramable venues on the Gold Coast – the QT Hotel. It’s going to be a lot of fun…. did I mention they have a spa!
• This year will be be bigger – we’re not sure how many tickets we’ll sell but 200 Early Bird Tickets sold out in just on 2 hours and we’ll be releasing 240 more today – it’ll be our biggest event yet!

There’s still more exciting (and new) stuff to announce in the coming weeks but I wanted to post today because we’re getting ready to put the final round of tickets on sale later today.

Attendees have largely been from Australia in the past but already we’ve got a few international guests signing up from around the region (New Zealand, Asia and I think even one flying in from the US). If you’re thinking about coming from overseas – please do. Queensland is a fantastic place to see and would be ideal to stay for a few extra days to explore!

Details

The price of tickets going on sale later today is $349.99 (that’s Aussie dollars). This ticket price includes:

• 2 full days of training (20+ sessions to choose from)
• Digital Pass – audio recordings and PDFs of presenters presentations – so if you miss a session you’ll get to hear it later
• a standup networking breakfast on the first morning
• lunch on both days
• morning and afternoon tea on both days
• networking event in the evening of Day 1 (including drinks and some food)
• an opportunity to network with hundreds of other Aussie bloggers

The Dates of the event are 13-14 September (Aussie, you’ll need to arrange a postal vote for our election that day so as not to miss a minute).

We will be selling a virtual/digital ticket as we get closer to the event that will include recordings/slides for most sessions – but of course you’ll miss out on a lot of the face to face fun – so we’d much prefer to have you there in person if you can make it!!!

Tickets go on sale at 1.30pm – but the best way to get reminded/notified the moment that they become available is to simply add your name and email address to the form below and we’ll shoot you a quick email when they’re on sale.

Read More

Final ProBlogger Training Event Tickets Go On Sale Now - problogger

Final ProBlogger Training Event Tickets Go On Sale Now - problogger

   May 06, 2013       Unknown

---

The final round of tickets for the Annual ProBlogger Training Event go on sale later today at 1.30pm Australian Eastern time. UPDATE: a limited number of these tickets are now on sale here.

Over the last few years we’ve held 3 training events and have seen things grow each time.

• Year 1 saw Chris Garrett, myself and a handful of other speakers speak to a packed room of 100 bloggers in a small, cheap suburban hotel.
• Year 2 saw 200 bloggers turn out to the Novatel to see our first event with 3 ‘streamed’ sessions running simultaneously. Timothy Ferris even popped in for a surprise interview
• Year 3 saw 300 bloggers come to Etihad Stadium (or rooms at the stadium) with Chris Guillebeau and Aussie Sarah Wilson keynoting

This year is going to be bigger and better than ever and there are lots of changes! Here’s just a few of the developments:

• For starters we’re moving things up to Queensland on the Gold Coast with the help of Tourism and Events Queensland.
• This year we are flying in 4 international speakers – Trey Ratcliff, Jonathan Fields, Amy Porterhouse and Tsh Oxenreider will each speak.
• This year we have our first Logie nominated speaker – yep, Clare Bowditch will be one of our keynotes this year – we might even convince her to sing something!
• This year Tourism and Events Queensland are offering attendees the chance to be involved in some great ‘pop-up events‘ on the day before and the day after our event (they are free and will be a load of fun)
• This year of the 20 speakers that we’ve announced so far (and there will be a few more) we’ve got 13 new speakers that have not appeared at the event – lots of fresh voices and teaching!
• We’re holding the event at one of the most instagramable venues on the Gold Coast – the QT Hotel. It’s going to be a lot of fun…. did I mention they have a spa!
• This year will be be bigger – we’re not sure how many tickets we’ll sell but 200 Early Bird Tickets sold out in just on 2 hours and we’ll be releasing 240 more today – it’ll be our biggest event yet!

There’s still more exciting (and new) stuff to announce in the coming weeks but I wanted to post today because we’re getting ready to put the final round of tickets on sale later today.

Attendees have largely been from Australia in the past but already we’ve got a few international guests signing up from around the region (New Zealand, Asia and I think even one flying in from the US). If you’re thinking about coming from overseas – please do. Queensland is a fantastic place to see and would be ideal to stay for a few extra days to explore!

Details

The price of tickets going on sale later today is $349.99 (that’s Aussie dollars). This ticket price includes:

• 2 full days of training (20+ sessions to choose from)
• Digital Pass – audio recordings and PDFs of presenters presentations – so if you miss a session you’ll get to hear it later
• a standup networking breakfast on the first morning
• lunch on both days
• morning and afternoon tea on both days
• networking event in the evening of Day 1 (including drinks and some food)
• an opportunity to network with hundreds of other Aussie bloggers

The Dates of the event are 13-14 September (Aussie, you’ll need to arrange a postal vote for our election that day so as not to miss a minute).

We will be selling a virtual/digital ticket as we get closer to the event that will include recordings/slides for most sessions – but of course you’ll miss out on a lot of the face to face fun – so we’d much prefer to have you there in person if you can make it!!!

Tickets go on sale at 1.30pm – but the best way to get reminded/notified the moment that they become available is to simply add your name and email address to the form below and we’ll shoot you a quick email when they’re on sale.

Read More

Exact Match Domainers: Are You Switching Or Improving? - seroundtable

Exact Match Domainers: Are You Switching Or Improving? - seroundtable

   May 06, 2013       Unknown

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Several months ago, Google launched the Google EMD Updatethat went after "low-quality exact-match domains in search results," according to Google's head of search spam, Matt Cutts.

Since then, I've been watching the EMDers struggle to find a solution. Some have decided to stick with their exact match domains (EMDs) and build up quality on the site. Some have decided to stick with their "low quality" (i.e. not change the site) but switch to a new domain name, a non-EMD. Some have decided to do both, switch to a non-EMD and also build quality.

What works?

One person said in the ongoing WebmasterWorld thread that some of his EMDs recovered in the past couple months and he did nothing. He didn't improve the sites, he didn't switch the domain names to a non EMD. He just waited and waited and maybe Google's EMD algorithm was down-shifted a bit.

Tedster, WebmasterWorld's administrator said in response to a question on why would switching to a non EMD domain help a "low quality" site?

Because Google's final EMD algorithm was a bit heavy-handed on the edge cases? They tried to get it balanced through, what, something like 3 updates? So some people's sites have something good going that isn't just EMD keyword matching, but possibly this last EMD update trivialized that.

But others are fed up waiting and have decided to take action. It seems for the most part, those who have tried to upgrade the quality did not see an upgrade in rankings but those who have switched off to a non-EMD have noticed an upgrade in ranking.

Read More

Exact Match Domainers: Are You Switching Or Improving? - seroundtable

Exact Match Domainers: Are You Switching Or Improving? - seroundtable

   May 06, 2013       Unknown

---

Several months ago, Google launched the Google EMD Updatethat went after "low-quality exact-match domains in search results," according to Google's head of search spam, Matt Cutts.

Since then, I've been watching the EMDers struggle to find a solution. Some have decided to stick with their exact match domains (EMDs) and build up quality on the site. Some have decided to stick with their "low quality" (i.e. not change the site) but switch to a new domain name, a non-EMD. Some have decided to do both, switch to a non-EMD and also build quality.

What works?

One person said in the ongoing WebmasterWorld thread that some of his EMDs recovered in the past couple months and he did nothing. He didn't improve the sites, he didn't switch the domain names to a non EMD. He just waited and waited and maybe Google's EMD algorithm was down-shifted a bit.

Tedster, WebmasterWorld's administrator said in response to a question on why would switching to a non EMD domain help a "low quality" site?

Because Google's final EMD algorithm was a bit heavy-handed on the edge cases? They tried to get it balanced through, what, something like 3 updates? So some people's sites have something good going that isn't just EMD keyword matching, but possibly this last EMD update trivialized that.

But others are fed up waiting and have decided to take action. It seems for the most part, those who have tried to upgrade the quality did not see an upgrade in rankings but those who have switched off to a non-EMD have noticed an upgrade in ranking.

Read More

HP Slate 7 overcomes delay rumors, is available now

HP Slate 7 overcomes delay rumors, is available now

   April 28, 2013       Unknown

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We got a look at HP‘s then-unreleased Slate 7 tablet at Mobile World Congress earlier this year and liked what we saw. HP had said the device would be available for purchase in April, but then a bit of debacle started when its product page was updated to show a revised release date in June. That spurred rumors that the slate was delayed, but then the product page changed again, this time back to April, leaving many to wonder when we’d actually see the device on shelves.

HP didn’t say anything about the date change either way, and April has progressed without any changes – until today, that is. The tablet is now available as HP promised, coming in just a handful of days shy of May and in the timeline that HP both originally and revisionally supplied. Users can order it from HP’s website for $169.99.

The HP Slate 7, as its name suggests, features a 7-inch display with multitouch support and a resolution of 1024 x 600. Inside, users will find an ARM Cortext A9 dual-core 1.6GHz processor and 1GB of RAM, as well as 8GB of internal storage and a microSD slot for bumping that number upwards by another 32GB. Connectivity is standard 802.11b/g/n/ wifi and Bluetooth 2.1.

The onboard cameras leave a bit to be desired, with the front camera offering VGA resolution and the rear camera offering 3-megapixels. The battery has a 3500mAh capacity, and the entire device weighs in at just a touch over 13 ounces. The most notable feature on HP’s soft-backed tablet is the inclusion of Beats Audio, which HP says makes it one of the best sounding tablets around.

[via HP]

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First look: BlackBerry Q10 smartphone

First look: BlackBerry Q10 smartphone

   April 28, 2013       Unknown

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The BlackBerry has finally caught up to the world of touch-screen smartphones. It took time - six years, from the launch of the firstiPhone - and it may be too late to save the company that makes it. But the BlackBerry deserves to be taken seriously again.

Why? Because the new BlackBerry Q10 is a successful marriage of the modern touchscreen smartphone and the iconic BlackBerry keyboard.

Though it can be hard to remember, the keyboard used to be a standard feature on smartphones, before the iPhone wiped our minds with its vision of touch-screen Utopia.

Since then, keyboards have been disappearing from smartphones. Physical keyboards just didn't fit into the design mold set by the iPhone. Palm Inc. created a credible, innovative smartphone with a physical keyboard, but it was a slide-out version, which made the keyboard seem like a burden and an afterthought. There have also been Android phones with physical keyboards, but they haven't been very good, and they've mostly disappeared.

Meanwhile, BlackBerry has continued to make well-designed phones with physical keyboards. But until now, it hasn't gotten the software running them quite right. Even with physical keyboards, modern phones need touch screens to control movies, games and other tasks beyond the BlackBerry's roots in messaging. The company has experimented with touch screens, but has been partly hamstrung by the pre-touch foundations of its operating system.

After numerous delays, the company finally came out with a modern operating system this year, the BlackBerry 10. The company considers it crucial to its future, as the BlackBerry seeks to recapture relevance lost to the iPhone and Android devices.

BlackBerry's first phone with the new software, the Z10, is a touch-only device. With the Q10, we really get to see how it works with a keyboard.

On BlackBerrys, the keyboard has always been about more than filling in text fields, and the new operating system takes that further. If you want to send a tweet about what you're eating for lunch, just pick up the phone, unlock it and type "tweet Turkey sandwich again today." Hit Enter, and now the world knows about your boring fare before you've even had a bite.

Just as you can on some older BlackBerrys, you can also launch applications by typing. If you want to play "Angry Birds," instead of flicking through screens to look for the icon, you can just start typing "Ang" and the game icon pops up. Again, that's fast.

The keyboard is handy for music, too. If you're in the apps screen, just start typing the name of the song or artist you're looking for, and up it comes.

I haven't used a keyboard-equipped phone in years, but the Q10 makes it very tempting. There's no getting around it: it's a faster, more accurate way to type, even compared with innovations such as Swype, which lets you "type" by swiping your finger from letter to letter.

The keyboard eats up space that could be devoted to a bigger screen, of course. But BlackBerry has saved some space by eliminating the big buttons that resided between the screen and the keyboard on older BlackBerrys. This results in a larger, square screen. It's very sharp and colorful, too. To some extent, the 3.1-inch screen compensates for its small size with a high resolution, which allows it to present a lot of information, as long as you're willing to hold it close and read small type.

US phone companies haven't yet said when they'll sell the Q10, but expect it by the end of May for about $250 with a two-year contract. It's coming to country's home country of Canada on May 1.

The BlackBerry 10 software made its debut a few months ago on the touch-only Z10. The new operating system is a welcome change, not just for BlackBerry users. It's very quick to get around the phone, and it seldom leaves me baffled the way many incarnations of Android do. It's laser-focused on giving you access to email, texts and other means of communication, as opposed to music, movies and games.

One of the coolest features is the "peek." From any application, you can swipe your thumb up from the bottom of the screen, then right, to slide the application slightly off the screen. That reveals the messaging "Hub," which gathers your communications. At a glance, you can see which accounts have new messages. If you want, you can slide the app farther to the right, getting you into the Hub to read and write. Swipe left, and you're back to where you were.

The interface takes time to get used to, and it doesn't have the simple immediacy of the iPhone. But once you learn it, you can positively zip between tasks.

The downside to the new operating system is its relative dearth of third-party software. There are applications for Facebook, The New York Times and The Wall Street Journal. A Skype app out will be out soon. But there isn't any app for Netflix, Amazon or eBay. There are no Google apps, either. The selection of games is particularly poor. There's only one incarnation of "Angry Birds," and that's "Star Wars."

I also encountered one glitch while using the Q10 for a few days: I was unable to type my response to one email. Leaving it and going back into it did not help until the next day. That's the kind of problem that's going to frustrate BlackBerry users, so I hope it's a rare one, and one the company fixes soon with a software update.

That aside, the Q10 is likely to be attractive to the BlackBerry faithful. It deserves to lure some people over from Androids and iPhones as well. The keyboard makes the Q10 a good complement to a tablet. Use the bigger screen for entertainment, surfing and gaming, and the BlackBerry for messaging.

When I reviewed the Z10 model in January, I found I couldn't point to anything about it that would make me say: "Forget those other phones: you have to buy this one." I can for the Q10. If you value a keyboard, this is the one to get.

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Samsung to manufacture Galaxy S4 in India

Samsung to manufacture Galaxy S4 in India

   April 28, 2013       Unknown

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Samsung India today said it will soon start manufacturing its flagship high-end smartphone Galaxy S4 in India.

"We are planning to start manufacturing of S4 soon at our Noida facility," Samsung Mobile and Digital Imaging Country head Vineet Taneja told PTI.

He, however, refused to share any timeframe by when the production will start. The Noida facility is manufacturing about 35-40 million phones annually, including 12 smartphones such as Galaxy S3.

The company currently imports the recently launched Galaxy S4 from South Korea.

Sensing huge demand for Galaxy S4, the company is also looking to double up the high-end smartphone (above Rs 20,000) market size in India, which is currently contributing around 10-12 per cent of the overall smartphone market.

The Galaxy S4, which is packed with newer imaging features as well as 'gesture-control' technology, has a five-inch full HD super AMOLED touchscreen, 13 mega pixel rear and 2 mega pixel front camera and supports 3G networks.

Although Samsung is the market leader in smartphone market in India, competition from Apple, BlackBerry and Nokia has put pressure on it to add new software features to maintain its lead.

According to research firm IDC, the overall mobile phone market in India reached about 218 million units in 2012, growing 16 per cent year-on-year.

Of this, 16.3 million units were smartphones, but the category saw a growth of about 48 per cent. Samsung was the leader in the quad-core and 5-inch plus screen size models, IDC added.

The demand for smartphones is expected to be around 34-36 million units this year.

Globally, Samsung had 30.3 per cent share of the smartphone market (with sales of 215.8 million units) in 2012, while Apple had a 19.1 per cent share with sales of 135.9 million units, according to IDC.

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Keep Your house Safe And Sound

Keep Your house Safe And Sound

   April 19, 2013       Unknown

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vacations play a gigantic function inside making certain we appreciate a well balanced along with wholesome life. That is the reason why it is necessary for everyone to have a time when they can unwind, relax up and get away from the hassle along with trials of everyday dwelling.

Nonetheless, taking off on a holiday could initiate disquiet and worry. This is easily because you may not have an elaborate security solution set up when you are searching to go on holiday. There tend to be several measures which it is possible to take, so as to double-check your dwelling and also house continues protected for the extent you may be away.

Have a contact person

While away on holiday, you will have to have a trustworthy and furthermore dependable person on a regular cornerstone ascertain upon your house. supply them with a copy of your dwelling keys so that they can get access to along with examine the dwelling in supplement to info on your vacation designs, so that they know where and how to reach you, if the need occurs.  Your communicate individual should to furthermore collect posted letters and bulletins for you, so as not to appeal undesired interest. Having built up postal posted letters in addition to newspapers on the porch, is actually a sign that absolutely no one is around.

secure all of the entry points

While it's rather conspicuous that you have to secure all of your doorways, windows and furthermore other entry points, you will find lots of individuals who overlook to do this. A single opening, left unlocked, will render just about all your other precautions ineffective.

In the happening that your home has sliding windows and also doorway borders, put narrow pieces of wood to block their sliding so as to make it tough for any person who endeavours to access the house. You should to furthermore depart your window coverings as you commonly have them. persons who usually have their window coverings drawn, should leave them that way or else half closed to bypass making it conspicuous that absolutely no one is at home. 

Lighting

Having a dwelling with simply no lights on for a number of days is really a crystal clear suggestion that no one is round. You have to depart a twosome of lights in the home on timers. Having a number of lights go on and off, displays that there's some activity happening interior your home and assists to ward off trouble manufacturers. Motion sensor lights are additionally large as they tend to proceed on when there is some action all around the perimeter of your dwelling.  There are many other concepts which may help advance the security of your house whenever you are away on holiday. Having your lawn as well as flower bed tended to while you're away and leaving your car inside the drive way, are a number of the other proposals you can use to give the effect that there is somebody at dwelling.

You should regardless be sure that the individual gardening or even tending to your lawn may be dependable as they will effortlessly detect that effortlessly no one is round. You could additionally have a dwelling sitter in the happening that you don't brain and have somebody readily accessible to do it.

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Businesses need world wide web

Businesses need world wide web

   April 19, 2013       Unknown

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Businesses need to have a world wide web occurrence in order to accomplish achievement in the hard-hitting. Business world of today. These websites own to end up being conceived in a kind that permits for very simple routing while apprehending the attention of the individual that examines at this. If a web site is as well convoluted to get around numerous people will give up and proceed to an odd website for an enterprise proposing the accurate identical items or even services in order to find what they need. This is the cause why this so crucial to have professional world wide web design when beginning the world wide web worldwide website for the very first time. Milton Keynes has several companies specializing in conceiving simply the correct world wide web site at prices which will agree any kind of allowance. There is actually no need to give up value when using a nearby Milton Keynes world wide web conceive firm. They connect to skilled professionals which have understanding in both nearby as well as international trading and how to set up it effectively in a mighty world wide world wide web conceive.

Many businesses believe that they are too small to concern about getting a world wide world wide web location at this specific present time although which could not be more incorrect. It is even more important for these businesses to use the bigger audience that internet can offer to increase their enterprise to the next grade. Web sites offer a broader system of clientele groundwork that can be a crucial source of earnings era as well as client cultivation. In short this can end up being easily the right stepping-stone to bigger and materials. Chartering a close by web conceive firm is really even more absolutely vital for these smaller businesses which may just function in your locality because those designers are more productive skilled in which localized market while having the information on how to change which trading to attracted to a larger, probably international market. Those businesses in the Milton Keynes district are very fortuitous to be able to possess several web conceive companies with this specific basic comprehending to drag from.

The internet makes the world lesser. It has furthermore organized to get unbelievably easy for companies to increase their market share after their own district. It might appear like a demanding job although with declared help it is easier than ever before to get a viable web design in Milton Keynes and it is surrounded localities. No issue the present dimension of the business presently just the right world wide web world wide website can consign it correct in to a stream of growth these people not ever imagined.

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Vintage Funky Semi Casual style

Vintage Funky Semi Casual style

   April 19, 2013       Unknown

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latest tendency shows strolling along with the ongoing tendency and spreading appeal with this charismatic examines. Fashion isn’t restricted to the clothes just, exactly what all of us wear it counts in the language of latest trend. Furthermore the outfit, accessories, footgear as well as handbags present a crucial part in personifying our intelligent perspective. All of us have their very own method according to their gender, taste & preferences and the phrase fashion is not restricted to a specific age team, at any age you can stroll with the tendency. To help you stay updated along with the new trends of every time of the year latest trend publications appeal you with entire fashion understanding. ascertain out the register of distinct latest trend styles as well as don a large look to stroll along with a method:

Vintage Style: vintage is Gold, the proverb states just about all in itself. Well it is not very simple to find a vintage dress in the market although, you can get it created by a expert designer. The designer will then add creativities of modernity in your own vintage getting dressed style. numerous designers can be established online, a individual can contact them either by current email address or communicate number. Furthermore, these designers can pay for you along with attractive accessories to supply you with an ideal retro lookout.

up to date method: The mesmeric up to date gaze attracts the gathering to make you a latest trend likeness. For both women and men a gigantic selection of trendy apparel are accessible in the shops. furthermore, children are not at the back of in the affray of fashion, you can plaything your uptempo doll because a diva and dress your sonny young man in an expressive style.

Funky Style: Now this is the method which turns a passer-by to gaze at a person one more time. In simple phrases, Funky appear endows you to an apple fruit of every person’s eyes. For a cooling as well as vivacious funky style choice of correct colors and accessories play an natural part. The craze for funky appears is expanding amongst school boys and college young women. There are allotments of online shops where you can find funky T-shirts and other accessories in a budgetary range to bring excellence in your own method.

Semi Casual style: persons who appear for comfort and alleviate proceed for a semi casual method of dressing up. females can wear dress as well as a shrewd premier along with candy with stripes sandals. For males a intelligent T-shirt with denim jeans emerge decent accept in brain to put on pleasant footgear. With this method of getting dressed up you needn’t to compromise with your solace and ease level.

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Efficient Web Designer for Your Organization

Efficient Web Designer for Your Organization

   April 18, 2013       Unknown

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website ideas (Photo credit: Sean MacEntee)

The world of enterprise right now is rather demanding and very competitive. apparently there was a huge move from the vintage fashioned means of selling to e-commerce. Currently we make many of our transactions online, which has been once simply a fairy tale a number of decades before. Connections between distant sellers and purchasers inside the snare has grown to be likely. It may help people save more time and get a broad array of options whether for services or goods. Traders on the snare must develop web sites in alignment to get get get get access to to to to a lot more customers and enhance revenues. By making use of state-of-the-art world wide web conceive in Calgary, any business can offer the winning edge via an dependable internet location.

provide work a highly accomplished Calgary world wide web designer to obtain the following yearns:

- Rapid answer Time: Indecisive website tourists to a world wide world wide world wide web location will still only wait round 5 to 8 seconds. In case the location hasn't grabbed their attention in this specific time period, they are going to move to another website to search for just what precisely he desires.

- answer Quality: The web location need to have important and related information. else, tourists are not going to go to your internet location one time afresh.

- Navigation characteristics: Headings and also category titles should to be uncomplicated and significant. They must not be obscure and unclear. 

- Download characteristics: If your internet location makes it likely for people to download data files, a part of an outstanding conceive is to give a very quick downloading. This lets your customers to save lots of more time.

- Security: Customers generally worry about the safety of secret info. The time time span a Calgary world wide web designer gets to spend for this facet is nearly one third of the entire time span bought into in webpage development. many of customers worth their protection and therefore world wide world wide web site designers need to take time in making security assesses. A reliable webdesign increases the customers' assurance. 

- promise: An spectacular website designer standards the self-assurance of the online searchers. A competent design allows customers that they'll be having peak value goods and services in the anticipated time. In the end, persons are in seek of trusted enterprises that satisfies their own need and desires. 

effective, adept and acceptable clientele service through the world wide world wide world wide world wide world wide web can be a mix of above-mentioned components. A world wide world wide world wide world wide world wide web designer should be aware of the clientele groupings, that an e-seller goals. They should understand the specific characteristics of these goal assemblies. newest world wide web design Calgary methods in supplement to purposeful and eye-catching graphics leaves an enduring assess of gratitude on your world wide world wide website. 

A good world wide world wide web design is one that constantly updates your website. Just as a window brandish ought to be constantly refreshed, websites furthermore require common repackaging and redesign to help hold it up-to-date and new. You should ask diverse other significant questions to be adept to assess the effectiveness of your location. Can the client come to your location around the clock, 7 days a week? Is the down time minimal? Can the users get unchanging revisions in considers to the company, the merchandise, or the service?

An effective, effective and economic web conceive in Calgary is vital for the achievement of promoting your services and items over the world wide web. To outlive in this very strongly comparable e-commerce world, you have to be sure that your websites are intuitive, simple to use, and is evolved in a dialect that is meaningful even to the first time browser who's the possible clientele.

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Duplicate Content - Check If Your Content Is Unique

Duplicate Content - Check If Your Content Is Unique

   April 18, 2013       Unknown

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Most of us know that unique content is important because of the Google duplicate content penalty. This means that duplicate content will not be indexed and will thus be completely worthless to you.

However, what many people are not aware of is that Google doesn't consider individual phrases to be duplicate content. In fact, one effective (though tedious) method of article spinning involves swapping whole paragraphs in and out in order to create unique content for Google’s search engines.

This means that simply having a phrase, or even a paragraph or two which are duplicated won’t necessarily cause Google’s web crawler not to index your site. However, there is another reason to want to ensure that your content is unique.

Copyright Issues - Stealing whole paragraphs from someone else will however put you in danger of lawsuits from other websites whose copyrights you infringe. It’s also very unprofessional to do this and so you really do need to ensure that everything you have on your site is 100% unique to you. Therefore, you may want to try one of these three options:

• Google - The simplest and cheapest way to check for duplicate content is to use Google itself. Simply take a handful of random sentences from the content and plug them into Google. Do this with a sentence from the beginning, middle and end of your article. The reason I like this is that Google’s system is more sophisticated than something like Copyscape – it will find even sentences which are similar but not quite the same, something Copyscape and other services won’t necessarily find.
• Copyscape - By far the best known way to check for unique content is to use Copyscape. This website is designed to allow you to check for duplicate content on each of your pages for free. Or you can also use the system to integrate into your own system and check everything automatically. However, there are limitations. Copyscape for example will find even a single phrase which is duplicating (this drove me crazy when writing a project for another client of mine and I had to make a list of lottery games offered by various lottery commissions. I had simply copied the list from their sites and gotten hit with a duplicate content report on Copyscape).
• Virante - Finally, Virante is a site which goes a step further than Copyscape. Theoretically at least, it will scan your entire site for duplicate content, making sure that everything is unique rather than simply scanning a single page at a time. The catch is that while it will tell you that there is a problem, it won’t tell you what the problem is or how to fix it (I think you’re expected to fill out their web form to get a call back with a price quote to help you fix the issues).

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List Of Tips To Start Balancing Your Budget Today

List Of Tips To Start Balancing Your Budget Today

   April 18, 2013       Unknown

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A Piggy bank (penny bank/money box) Français : Un cochon tirelire (Photo credit: Wikipedia)

Don’t drop for the refund anticipation lend scam. Refund anticipation lends are marketed by levy prepares and lend a person cash for the roughly two-week time span between e-filing and receiving a levy refund. The “gotcha” here is the gigantic fee the tax prepare allegations for this service, which can represent an productive interest rate of 50% or more.

aim on high-interest liability first when paying down borrowing business business card or lend balances. The higher the interest rate, the more you pay over the long period, so getting rid of these high-interest items saves you considerable money over the long run. As an added advantage, each time you decrease the overall balance on a high-interest item, you furthermore decrease the general liability.

Start investing early to take benefit of the passive income you can develop through interest. If your investments mean a 10 percent annual rate of return, that means that $100 bought into today will be worth $110 one year from now. Ten dollars doesn't appear like much, but the more you invest, the more you profit from.

If you have multiple credit cards for different retailers, location them in a zippered sandwich bag topped up with water, then freeze the bag in your freezer. This helps you to resist lure by conceiving a number of obstacles to an else impulsive spending spree. Not only will you have to wait for the ice to thaw, but you might furthermore end up making a mess – an excellent deterrent.

Start construction your investment portfolio early in life! Even if you have to start little, study displays that the length of time you are investing affairs more than the amount of cash you start with. Starting early furthermore permits you to take benefit of compounding interest, a process by which your money augments over time.

To keep your borrowing from worsening, pay back your credit card debt first. borrowing card debt is one of the worst kinds of liability you can have. Any time you have additional cash to pay off expenses with, aim on getting your borrowing business business card liability squared away. This will hold your cards from injuring your credit tally.

Are you worried about your personal finances? slash costs at the grocery shop! proceed vegetarian a few times a week! By consuming less beef, you cut your food store prices. Meat is generally one of the most expensive items in a food store budget, so eradicate it one time or twice a week. In supplement, you may be eating healthier, as well as, making yourself try new and creative ways to consume!

Find out how long you need to keep certain economic papers so they don’t clutter up your life. For instance, pay stubs are only essential for the year until you get your W-2 pattern and then they can be tossed until the next year. Don’t hold on to paper unless you need to; you desire your economic life to be coordinated, remember?

Even though times are tough it is still feasible to get a handle on your investments. Whether it be by investing, scrimping and keeping, or by sheer manpower, it is possible. This item offered some advice on how to handle your individual finances so that these strong economic times won’t be as tough.

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Guidelines In Case You Are Stumped About Online Marketing

Guidelines In Case You Are Stumped About Online Marketing

   April 18, 2013       Unknown

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credit: @Doug88888)

Don’t fall for the refund anticipation loan con. Refund anticipation lends are sold by levy prepares and lend a person cash for the roughly two-week period between e-filing and receiving a levy refund. The “gotcha” here is the gigantic fee the levy preparer allegations for this service, which can represent an productive interest rate of 50% or more.

Focus on high-interest liability first when giving down credit business card or lend balances. The higher the interest rate, the more you pay over the long period, so getting relieve of these high-interest items keeps you substantial money over the long run. As an supplemented advantage, each time you reduce the overall balance on a high-interest piece, you also decrease the general debt.

Start investing early to take benefit of the passive income you can develop through interest. If your investments mean a 10 percent annual rate of come back, that means that $100 bought into today will be worth $110 one year from now. Ten dollars doesn’t appear like much, but the more you invest, the more you earn.

If you have multiple borrowing cards for different retailers, location them in a zippered sandwich bag filled with water, then freeze the bag in your freezer. This helps you to oppose temptation by conceiving a number of obstacles to an else impulsive spending spree. Not only will you have to delay for the ice to thaw, but you might furthermore end up making a untidy – an excellent deterrent.

Start construction your buying into portfolio early in life! Even if you have to start little, study displays that the length of time you are investing affairs more than the amount of cash you start with. beginning early also permits you to take advantage of compounding interest, a method by which your cash augments over time.

To hold your borrowing from worsening, pay back your borrowing business business business business card liability first. Credit business business business business card liability is one of the poorest types of liability you can have. Any time you have extra money to pay off expenses with, aim on getting your borrowing business card liability squared away. This will keep your cards from injuring your credit tally.

Are you worried about your individual investments? Cut charges at the grocery store! proceed vegetarian a couple of times a week! By consuming less meat, you slash your food store charges. Meat is generally one of the most costly pieces in a food store budget, so eradicate it one time or two times a week. In addition, you may be consuming healthier, as well as, making yourself try new and creative ways to consume!

Find out how long you need to hold certain economic papers so they don’t clutter up your life. For instance, pay stubs are only essential for the year until you get your W-2 pattern and then they can be tossed until the next year. Don’t contain on to paper except you need to; you want your economic life to be organized, remember?

Even though times are strong it is still feasible to get a handle on your investments. if it be by investing, scrimping and keeping, or by sheer manpower, it is possible. This item suggested some recommendations on how to handle your individual finances so that these strong economic times won’t be as tough.

Read More