Some Seminar Secret for Beat Sensex Market

Some Seminar Secret for Beat Sensex Market

   February 19, 2018       prabhakardalvi

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I attend some Seminar relate Sensex-Market-Storm-Fund , i found some Secret for Beat Sensex with Greed-and-fear situation.

Some Secret for Beat Sensex 35 k

I know you all are very intelligent but some value thinkable thing are below : 

1. It is not about buying high quality assets. It is about buying assets for less than they're worth.
2. Multi are hundred baggers only in hindsight. Stop looking for them.
3. The triggers really were about the industry or the overall economy turning around and not really stock specific
4. You don't need complex math to value a company.
5. Diversification as powerful a force as concentration if you know how to use it.
6. Give each stock a performance deadline.
7. Do what you have to do; don't worry about what the stock market is going to do.

what you think mail me Or comment 

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Why we think the mutual fund is a better option for?

Why we think the mutual fund is a better option for?

   January 29, 2018       prabhakardalvi

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we discuss in this para on mutual fund but first, In the current market, we see bull running towards 12500 for nifty with fast speed. Some technical expert told media “ some correction happen before reach target depend upon some factors”, 

Before target, market up-down on results and oil heating with dollar to relate IT sector,

Some company measures maruti, hdfc, indian housing, hcl etc, on our radar,

We make updates day-to-day for our clients, on technical basis,

Media major player predict for market going fast but we say its fear-n-greed situation for trader and investor,

Some safe zone stocks for our Good traders

l Hcl tech

l Cipla

l Nalco

l Tcs

l Tata steel

l Wipro

l Coal india

With above refer para, some opportunity mutual funds try to invest when some correction happen in market, I have contract with major player for fund and use my money, but I don’t seen any progressive things,

Allow me to help you for giving suggestion for investing short-term and earn 30-40 % on investment,

I made trade with my knowledge, these things I want to spread,

Note: please send me query you have on prabhakar02@hotmail.com or call me 9664509906

Happy Trading

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Smart money Tips for Moves For Comfortable Retirement

Smart money Tips for Moves For Comfortable Retirement

   April 28, 2015       Unknown

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You worked hard, saved regularly and invested intelligently to build a sizeable nest egg. So when you finally retire, one would think it is time to relax and enjoy the fruits of your labour. But don't take your foot off the pedal just yet. You still need to do one crucial task: deploy your retirement corpus in a way it can sustain your expenses for the rest of your life. 

Smart money Tips for Moves For Comfortable Retirement

Higher withdrawals can be sustained if you allocate some portion of the corpus to equities to earn a higher return. Even a 10-15% allocation to equities can push up the overall return of the portfolio by 100-150 basis points. The MIP funds from mutual fund houses, which invest only 10-20% in equities have given average returns of 9.4% in the past 10 years. The best performing MIP fund has given 13.5%. In the table, we have assumed 9.5% returns for such an allocation.

But the income from fixed deposits is fully taxable at the marginal tax rate applicable to the investor. Those earning more than Rs 25,000 a month (Rs 3 lakh a year) will have to pay tax. If you are in the high tax bracket, you can go for debt funds to avoid the 30% tax on your retirement income. The income from debt fund investments is treated as capital gains. If you withdraw before three years, the short-term capital gains get the same treatment as .. 

The good part is that you get a tax deduction when you buy health insurance. The premium is eligible for deduction under Section 80D. From this year, the government has provided for enhanced deduction to senior citizens of up to Rs 30,000 a year.

AVOID BUYING ANNUITIES  - One way to ensure lifelong income is to invest in an annuity. While this does away with the risk of running out of money (the pension is given out till death), the annuity is not a great option.  .. 

RPAY OFF YOUR DEBTS  - It is best not to carry loans when you have retired. If you have outstanding loans that charge you more than what your investments are earning, you will be better off if you prepay them. The quicker you clear your debts, the lower is the interest outgo. Also, avoid taking fresh loans at this stage. It may seem tempting, but resist the urge to invest in real estate at this stage, unless you want to shift to a smaller accommodation in the suburbs. "It's .. 

With every loan instalment, the bank increases its ownership of the house. After the death of the last surviving owner, the legal heirs have the option to either repay the loan or allow the bank to sell the house and give them the difference. But there are some conditions to be met. The scheme is open only to senior citizens, monthly payments cannot exceed Rs 50,000 and the property must be self-acquired, not inherited or gifted.

MAKE A WILL - While you do all this, don't forget your estate planning. For many, the task of writing a will is best left for the later years, something they can do after retirement. Well, now that you have reached the destination, there is no reason to put it off further. A will is not something that only the super-rich need to write.

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